Terms and Conditions

1. Acceptance of Terms

By accessing this website or engaging with any service offered by Buoyantis Wealth, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. We may update these Terms from time to time, and continued use of our services after changes are posted constitutes acceptance of the revised Terms.

2. Description of Services

Buoyantis Wealth provides data-driven tools and advisory-style services intended to help clients evaluate information and reduce exposure to certain risks. Nothing on this website constitutes financial, legal, investment, or professional advice, and any outputs, reports, or recommendations should be independently verified before being relied upon.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding agreements to use our services. By using our services, you represent that you meet these requirements and that any information you provide to us is accurate and complete.

4. Account Responsibilities

If you create an account or submit information through our forms, you are responsible for maintaining the confidentiality of any credentials associated with your account and for all activity that occurs under it. Please notify us promptly if you suspect unauthorized use of your account or any breach of security.

5. Acceptable Use

You agree not to misuse our services, including but not limited to: attempting unauthorized access to our systems, interfering with the normal operation of the website, reverse engineering our tools, submitting false or misleading information, or using our services for any unlawful purpose.

6. Fees and Payment

Where applicable, fees for services will be communicated to you prior to engagement. All fees are subject to change with reasonable notice. Failure to pay applicable fees may result in suspension or termination of access to paid features.

7. Intellectual Property

All content, branding, software, and materials made available through Buoyantis Wealth are the property of Buoyantis Wealth or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our materials without prior written consent.

8. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not guarantee that our services will be uninterrupted, error-free, or free from inaccuracies, and we make no representations about the completeness or reliability of any data, report, or output provided.

9. Limitation of Liability

To the fullest extent permitted by law, Buoyantis Wealth shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our services, even if we have been advised of the possibility of such damages. Our total liability for any claim arising from these Terms shall not exceed the amount paid by you, if any, for the specific service giving rise to the claim.

10. Indemnification

You agree to indemnify and hold harmless Buoyantis Wealth, its officers, employees, and affiliates from any claims, damages, losses, or expenses arising out of your use of our services or your violation of these Terms.

11. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Buoyantis Wealth. We are not responsible for the content, policies, or practices of any third-party sites, and inclusion of such links does not imply endorsement.

12. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, if we believe you have violated these Terms or engaged in conduct that may harm Buoyantis Wealth, other users, or third parties.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Buoyantis Wealth operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the applicable courts.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Changes to These Terms

We may revise these Terms periodically to reflect changes in our services, legal requirements, or business practices. We encourage you to review this page regularly. Your continued use of our services after any revisions take effect constitutes your acceptance of the updated Terms.

16. Contact

If you have questions about these Terms, please reach out via the details provided on our Contact page.

Last updated: general draft — insert applicable date upon publication.